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Dave Ramsey

The Total Money Makeover

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  • Carinahar citeratför 4 år sedan
    So he can learn to be responsible.” No, what the teenager has learned is, if you can’t pay for something, buy it anyway
  • Carinahar citeratför 4 år sedan
    is no short-cut to anyplace worth going.”
  • Carinahar citeratför 4 år sedan
    OPM, other people’s money, to prosper
  • Carinahar citeratför 4 år sedan
    Our advice: Honestly assess your earning capacity and live belowyour means. Be in control of your own destiny and your own happiness
  • Carinahar citeratför 4 år sedan
    credit cards were a status symbol
  • Carinahar citeratför 4 år sedan
    YOU WILL LIVE LIKE NO ONE ELSE, LATER YOU CAN LIVE LIKE NO ONE ELSE.
  • Carinahar citeratför 4 år sedan
    90% of people in our culture buy things they can’t afford
  • Carinahar citeratför 4 år sedan
    Ignorance is not lack of intelligence; it is simply “not knowing.”
  • Carinahar citeratför 4 år sedan
    Aristotle once said “To avoid criticism say nothing, do nothing, and be nothing.”) I
  • Andrey Shapovalovhar citeratför 5 år sedan
    With a take-home pay of $2,850, could you invest $1,850 if you had no payments? All you have to pay for are utilities, food, clothes, insurance, and other miscellaneous expenses. That would be tight, but doable. If you do that for just fifteen years, you will have a pinnacle experience
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